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Robert Kiyosaki is notorious for claiming that the next big market crash is coming.
And with most Americans’ retirement savings invested in stocks, a crash would be devastating to the wealth of older Americans.
So when Kiyosaki tweeted, “Baby boomers busted. Sad [the] The biggest bubble in history will wipe out the baby boomers because the boomers are the first generation with 401Ks. stock market [is] “Set to crash,” at X (1), some were rightfully worried. But since that tweet, the S&P 500 has continued a successful run, rising 36% (2).
While Kiyosaki’s predictions have been wrong on several occasions, it is not uncommon for markets to soar and then eventually bust.
Markets are cyclical, but without a crystal ball, it’s unlikely that a bust will ever occur. Diversifying your portfolio can help hedge against any impending stock market decline.
Kiyosaki recommends two types of alternative investments that help protect your assets from volatile markets.
A popular option for those looking to hedge their assets against the stock market? listen
Unlike fiat money, which can be printed at any time, gold cannot be created out of thin air. This is one of the reasons why Kiyosaki has been investing in this asset class since 1972 (3).
In 2025, Kiyosaki predicted, “My target price for gold is $27k. I got this price from my friend Jim Rickards… and I have two gold mines (4).”
Gold has a long way to go to reach that point, but its recent climb has been remarkable. The price of the precious metal rose by 71% over the past year, reaching $4,673 per ounce by January 2026 (5).
With gold prices so high, the average investor may worry that they don’t have the money to enter this booming market.
One way to access wealth is to open a gold IRA with the help of Preferred Gold.
Gold IRAs allow investors to hold physical gold or gold-related assets within a retirement account, combining the tax advantages of an IRA with the protective benefits of investing in gold. This makes it a solid choice for those looking to protect their retirement funds from financial uncertainty.
Keep in mind that holding physical gold requires storage, which means paying storage fees in addition to other investment fees, so make sure to do your research and crunch the numbers before making a long-term decision.
With more than 20 years of industry experience, Priority Gold has earned an A+ rating from the Better Business Bureau and a 5-star rating on TrustLink.
To learn more about how Priority Gold can help mitigate the impact of a potential crash on your nest egg, download their free 2026 Gold Investor Bundle today.
While bitcoin may be more volatile than the stock market, Kiyosaki is a firm believer in its wealth-growing potential.
He shared some extremely optimistic predictions for Bitcoin, posting: “My target price for Bitcoin is $250k in 2026 (6).”
Bitcoin’s price is hovering around $93,110 as of January 2026 (7) – the alternative asset has lost more than 11% of its value in the past year. To reach Kiyosaki’s price target, it would need to rise by 168%.
And for those nearing retirement, it’s important to remember that this volatility comes with serious risks. The price of Bitcoin has increased by 190% in the last five years, but it has been an incredibly bumpy ride for anyone.
If you’re comfortable with such a high level of risk, you might consider holding a small amount of crypto — but it’s important to find a reliable platform to invest in.
One platform worth considering is Robinhood Crypto, where users can buy and sell crypto for as little as $1 without any trading fees or commissions. If your faith in Bitcoin is shaken, you can also access dozens of other coins.
Robinhood Crypto also has the lowest trading costs in the US on average – meaning you can get 2.7% more crypto than trading on other platforms.
While financial guidance isn’t the first thing Americans consider when hedging their assets against an economic downturn, investing in personal advice can yield significant returns.
A Cornell University study found that those who used a financial planner during the Great Recession actually preserved and increased the value of their assets—while those who did not experienced a negative impact on their assets (8).
Finding the right advisor is simple with Advisor.com. Their platform connects you with licensed financial professionals in your area who can provide personalized guidance.
A professional advisor can help you determine how many years you have left to invest before retirement, and assess your comfort level with market fluctuations — two key factors in building the right asset mix for your portfolio.
Schedule a free, no-obligation consultation today to discuss your retirement goals and long-term financial planning.
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@theRealKiyosaki ([1, 4, 6]); Google Finance ([2, 7]); Real Kiyosaki ([3]); gold price ([5]); Cornell University ([8])
This article provides information only and should not be construed as advice. It is provided without warranty of any kind.
