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America’s baby boomers are often seen as the lucky ones — the generation that bought homes before prices rose, built their careers on decades of stock market growth and a less cutthroat job market than many face today. But those golden years may not be so golden, according to “Rich Dad, Poor Dad” author Robert Kiyosaki.
In a recent appearance at Iced coffee hour podcast, Kiyosaki issued a stark warning: America’s boomers will face a wave of homelessness — and he blames it on one institution (1).
“The reason we’re homeless today is because we have the Federal Reserve Bank — it’s a criminal organization,” he said. “Look at how homelessness is exploding. People can’t afford houses.”
Kiyosaki argued that by printing fiat currency, the Federal Reserve would raise fuel prices which would make daily life more difficult for ordinary Americans.
“When you print fake money, which is what this stuff is, you make people’s lives miserable,” he said, holding up two US dollar bills.
He explained that money printing disproportionately benefits property owners at the expense of the poor and middle class.
“So if you own a house and you print money, you think, oh, my house went up in value. But the average person sees the price of chicken and eggs and yogurt go up and — and inflation wipes them out.”
After news broke that the Justice Department had opened a criminal investigation into the renovation of the Federal Reserve’s $2.5 billion headquarters, he posted on X: “Yay: It’s time (2).”
Calling Powell a “criminal fake,” Kiyosaki argued that the Federal Reserve’s policies were “Marxist” because it was a centralized bank.
“The founding of the Fed in 1913 and with it the 16th amendment… aka the income tax,” he claimed in an X post on January 12.
“Until the founding of the Fed, America was a tax-free nation. America was founded in 1773 in a tax revolt known as the Boston Tea Party. Then came the Fed in 1913,” he added.
Read more: Approaching retirement with no savings? Fear not, you are not alone. Here are 6 easy ways you can catch up (and fast).
Given Trump’s disdain for the central bank president’s unwillingness to aggressively cut rates, Kiyosaki has a different view.
After the Fed cut rates last month, Kiyosaki hinted that it could lead to hyperinflation.
In a post on X on December 17, he said, “The FED has cut interest rates … signaling QE (Quantitative Easing) or opening the press to print fake money … as Larry Lepard titled his great book “The Big Print”.
Born in 1947, Kiyosaki is one of the earliest baby boomers—a generation usually defined as those born between 1946 and 1964. And he believes his friends will be especially vulnerable.
“Boomers don’t have enough money to keep up with inflation. Boomers will be homeless everywhere,” he said. The Iced coffee hour podcast. “So mark my words, I’m the first of the boomers. We’re going to be wiped out by inflation. Your mom and dad could be on the street because inflation is going to wipe out their Social Security.”
His concerns tap into a very real issue. While Social Security Administration benefits are adjusted annually for inflation, many experts note that these cost-of-living adjustments often fall short of the rising expenses faced by older Americans — especially for housing and health care. (4)
And even those benefits aren’t guaranteed forever at current levels. The Social Security Fund is projected to go bankrupt in 2035 — and possibly sooner. Without congressional action, retirees would receive only about 83% of their full benefits.
Good news? Kiyosaki also shared assets he believed could stand strong against inflation, money printing, and more.
Kiyosaki has long advocated for gold. His argument is straightforward: “I’m not buying gold because I like gold, I’m buying gold because I don’t trust the Fed,” he said in an interview from 2021 (5).
In fact, the yellow metal is a natural hedge against inflation – unlike fiat currencies, it cannot be printed at will by central banks. Gold is also widely regarded as the ultimate safe haven asset. It is not tied to any one country, currency or economy, and in times of economic turmoil or geopolitical uncertainty, investors often flock to it – driving up prices.
Kiyosaki has been stockpiling the metal.
“I have boxes of gold. I have a gold mine,” he revealed.
He is not alone in this situation. Ray Dalio, founder of Bridgewater Associates, the world’s largest hedge fund, told CNBC earlier this year that “people don’t have enough gold in their portfolios,” adding that “when times are bad, gold is a very effective diversification.”
And the market has rewarded gold holders. In the last 12 months, the price of gold has increased by about 70 percent (6).
One way to invest in gold that can also provide significant tax benefits is to open a gold IRA backed by preferred gold.
Gold IRAs allow investors to hold physical gold or gold-related assets within a retirement account, combining the tax benefits of an IRA with the protective benefits of investing in gold, making it an attractive option for those looking to potentially hedge their retirement funds against inflation and economic uncertainties.
You can rollover your existing IRA or 401(k) into a precious metals IRA without any penalty or tax liability.
Even better, Priority Gold’s guaranteed buyback guarantee allows you to sell your precious metals whenever you want, with no fees or hassles.
To learn more, you can get a free information guide that includes details on how to get up to $10,000 in free silver on qualifying purchases.
Kiyosaki has been a longtime supporter of cryptocurrencies — often referring to them as “people’s money (7).”
“I invest in Bitcoin and Ethereum that they can boom and bust, because the Fed, US Treasury, nor Buffet can produce Bitcoin or crypto,” Kiyosaki said in an X post in mid-November of last year, “As the purchasing power of the US dollar declines, the price of Bitcoin rises (8).”
After last fall’s crypto crash, Kiyosaki predicts that cryptocurrencies — especially bitcoin and ethereum — will make a comeback this year.
“My target price for Bitcoin in 2026 is $250k,” Kiyosaki said in a separate X post on November 9, 2025 (9).
For those looking to hop on the Bitcoin bandwagon, new crypto platforms like Gemini have made it easier for everyday investors.
Gemini, a fully-reserved and regulated cryptocurrency exchange and custodian, which allows users to buy, sell and store Bitcoin and 70 other cryptocurrencies.
You can place immediate, recurring, and limited purchases on a growing and vetted list of available coins.
The best part? You can get $20 in free bitcoins when you trade $100 or more on the platform.
Gold is not the only asset investors need during inflation. Real estate has also proven to be a powerful hedge.
When inflation rises, property prices often rise, reflecting higher costs of materials, labor and land. At the same time, rental income increases, providing landlords with a revenue stream that adjusts for inflation.
Kiyosaki is no stranger to this asset class.
In a post on X earlier this year, Kiyosaki laid out steps he believes individuals can brace for a recession — and highlighted the income-generating power of real estate (10).
“I’ve always recommended that people become entrepreneurs, at least have a side hustle and don’t need job security. Then invest in income-producing real estate, at a crash, that provides steady cash flow,” he said.
Today, you don’t need to be as rich as Kiyosaki to get started in real estate investing. Crowdfunding platforms like Arrive offer an easy way to gain exposure to this income-generating asset class.
Backed by world-class investors like Jeff Bezos, Arrive allows you to invest in rental properties for as little as $100 without the hassle of mowing lawns, fixing leaky faucets or handling difficult tenants.
The process is simple: browse a curated selection of homes pre-screened for their appreciation and income potential. Once you find a property you like, select the number of shares you want to buy and sit back until you start receiving any positive rental income distributions from your investment.
Another option is Mogul, which allows you to invest in blue-chip rental properties across the country. Investors can benefit from monthly rental income, real-time appraisals, and tax deductions — all without a mortgage or 3 a.m. rent calls.
Founded by former Goldman Sachs real estate investors, Mogul’s team handpicks the top 1% of single-family rental homes nationwide for you.
Each asset is checked to ensure it can still generate at least 12% return – even in a negative scenario. Across the board, the platform features an average annual IRR of 18.8%. Their cash-on-cash yields, meanwhile, average 10 to 12% annually.
Given those numbers, it’s no surprise that the mogul’s offerings often sell within three hours, with most investments ranging from $15,000 to $40,000 per property.
To get started, simply sign up for an account and browse their available properties. Once you’ve verified your information, you can invest like a mogul in just a few clicks.
If you are a landlord, you may find yourself stressed by the many moving components of managing rental properties.
Managing tenants, collecting rent, moving money between different accounts and handling tedious paperwork can quickly become overwhelming and expensive — even for experienced property owners.
There comes the sitter. The easy-to-use platform allows real estate investors to conveniently manage their properties, tenants, and finances in one place.
You can open unlimited accounts for each of your assets — no monthly account maintenance fees and no minimum balance required. Sync external accounts, upload receipts and set up one-time or recurring payments.
From tenant management and banking to tax reporting and rent collection, the easy-to-use platform cuts out manual work at every step of the rental process. So you can focus on growing your rental business instead of drowning in spreadsheets.
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We rely only on vetted sources and reliable third-party reporting. For details, see our editorial ethics and guidelines.
@TheIcedCoffeeHour (1); @theRealKiyosaki (2), (3), (4), (7), (8), (9), (10); CNN (4); Yahoo Finance (5); APMEX (6)
This article provides information only and should not be construed as advice. It is provided without warranty of any kind.
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