Dave Ramsey rips millennials and Gen Z for wanting homes without the work

Rocket Money’s intuitive app offers a variety of free and premium tools. Free features include membership tracking, bill reminders and budgeting basics, while premium features – like automatic savings, net worth tracking, customizable dashboards, and more – make it easy to stay on top of your retirement contributions and overall financial goals.

“Nobody wins the Super Bowl, the World Series or the World Cup by accident,” he joked in a video on his daughter’s channel (5).

In other words, you can’t expect wealth to fall into your lap without effort, and we can’t all call the Ramsay Show when we need advice. But hiring a professional near you can help ensure your financial planning is comprehensive.

With Advisor.com, it’s easy to set up with a suitable – and professionally-tested – financial advisor. All you have to do is answer a few questions about your financial situation, and they will match you with advisors that suit your needs.

So, you can set up a free consultation with no obligation to rent to find the right fit for your property building goals.

Ramsey is a big proponent of the importance of investing for the long term. In a February blog post, he wrote: “A solid investment strategy gives you focus, clarity and direction – and you need all three to be a successful investor. (6)”

But having clarity and direction is easier said than done, whether you’re just starting to build your portfolio or looking to expand it.

Fortunately, there are investment platforms equipped with expert guidance so you can start building your wealth without becoming an investor.

One of the easiest ways to invest – without overcomplicating it – is to open a self-directed trading account with SoFi. You can start on your own terms, buy and sell stocks with no commission fees, and build a portfolio at your own pace.

Even better, you can get up to $1,000 in stocks when you fund a new account for a limited time.

SoFi is designed to help you learn investing as you go. The platform provides real-time investment updates, curated content and useful data so you can follow the markets, track your favorite stocks — helping you make smart decisions about the stocks that matter most.

Moby provides expert research and recommendations to help identify strong, long-term investments backed by advice from former hedge fund analysts.

Over four years, and over nearly 400 stock picks, their recommendations beat the S&P 500 by about 12% on average. They also offer a 30-day money back guarantee.

Mobi’s team spends hundreds of hours sifting through financial news and data to provide stock and crypto reports delivered directly to you. Their research keeps you up-to-the-minute on market changes, and can help you reduce the guesswork behind choosing stocks and ETFs.

Plus, their reports are easy to understand for beginners, so you can become a smart investor in just five minutes.

Read more: Approaching retirement with no savings? Fear not, you are not alone. Here are 6 easy ways you can catch up (and fast).

With mortgage rates still hovering near 6%, it shouldn’t come as a shock that many Gen Xers and Millennials aren’t able to afford their first home (7).

That being said, even if you can’t afford to buy a home, you can still invest in the real estate market in several ways.

Ramsey himself is passionate about generating passive income through real estate, and suggested investing in residential and vacation rentals in a March blog post, “Renting a home is not for the faint of heart — even if you hire a property manager.”

Backed by world-class investors like Jeff Bezos, Arrive makes it easy to fit rental properties into your investment portfolio, regardless of your income.

Arrived’s easy-to-use platform offers SEC-qualified property investments without all the hassles of property and tenant management.

You can easily browse a curated selection of homes and vacation units. Once you find a property you like, you can choose the number of shares you want to buy and start investing in real estate right away.

If diversity in multifamily rentals appeals to you, you may want to consider investing in Lightstone DIRECT, the new investment platform of Lightstone Group, one of the nation’s largest private real estate companies with 25,000 multifamily units in its portfolio.

Because they cut out the middlemen — brokers and crowdfunding middlemen — accredited investors with a minimum investment of $100,000 can gain direct access to institutional-quality multifamily opportunities. This streamlined model can help reduce fees while increasing transparency and control.

And with Lightstone DIRECT, you invest in single-property multifamily deals alongside Lightstone — a true partner — as Lightstone puts at least 20% of its own capital into each offering. All Lightstone investment opportunities undergo a rigorous, multi-step review before being approved by Lightstone principals, including founder David Lichtenstein.

How it works is simple: just sign up with your email, and you can call a capital formation specialist to evaluate your investment opportunities. From here, all you have to do is verify your details to start investing.

Founded in 1986, Lightstone has a proven track record of delivering strong risk-adjusted returns on investments since 2004 with a 27.6% historical net IRR and 2.54x historical net equity multiple over market cycles. All told, Lightstone has $12 billion in assets.

As such, even if multi-family rentals don’t appeal to you, Lightstone can still serve you as an investment vehicle for other real estate verticals.

Get started today with Lightstone DIRECT and invest with experienced professionals with skin in the game.

Fox Business (1); Consumer Affairs (2); Ramsay Show Highlights (3); Federal Reserve Bank of New York (4); Rachel Cruz (5); Ramsay Solution (6); Realtor.com (7)

This article provides information only and should not be construed as advice. It is provided without warranty of any kind.