Dave Ramsey speaks on behalf of homeowners on a major mortgage concern

Homeowners paying off their mortgages face many challenges, stress and worries. Suddenly being presented with an easy way to pay off a large chunk of the money you owe can be tempting.

Bestselling author and radio host Dave Ramsey suggests caution in approaching these decisions, should they arise.

Already worried about rising interest rates that can increase monthly payments and fearing financial hardship such as job loss, homeowners have enough to worry about as it is.

A married couple recently received an offer from a family member to lend them a significant sum of money to pay off their mortgage in full. They asked Dave Ramsey for advice.

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