He could have ‘easily’ saved his pregnant fiancee’s parents from foreclosure, but he refused to help because the house was already paid for.

A 31-year-old musician is towing a hard line with his pregnant fiancee after she asked him to use 15% of his savings to bail out his parents, who are about to lose their home. The house, which was inherited and once fully paid for, is now facing foreclosure.

The house was free and vacant until they mortgaged it

According to the musician, who recently shared his story on Reddit’s r/AITAH, the house originally belonged to his fiancée’s grandmother before her parents inherited it 15 years ago. It paid off in full. But his parents later took out a mortgage to access the cash, and after years of struggling to make payments, the bank is now invoking the acceleration clause.

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The man said the amount needed to save the house was significant, but not catastrophic for him. “It will be about 15% of my savings,” he wrote, adding that he earns a living by performing, teaching music, and producing tracks for famous artists. But he is also cautious about that income.

“Having a substantial savings account is important to me,” he said, as he already has a 10-year-old son and another due in May. He wants to help his kids with college and future home purchases, especially since he grew up without that kind of support. “I want to be able to pay for college and help them buy a house (something my parents couldn’t dream of),” he said.

However, her fiance is angry. She believes there is no reason not to pay it, telling him they won’t hurt him financially and his income will likely increase. “She sees that I can ‘easily’ pay, but I refuse to do so,” he wrote.

He disagrees. “I see this as protecting our long-term financial stability,” he added. “If a foreclosure happens, her parents will get the equity in the house and be able to afford it elsewhere.”

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Public reaction was swift and strong

The commentators supported him. “They had a house paid off and now they’re losing it because of negligence,” someone said. “A ‘loan’ only enables them.” Others warned that if he paid now, the family would expect it again.

Some urged her to get a prenup, with one writing, “They’re not married yet and she’s already trying to emotionally manipulate her way into his wealth.”

The man also noted that he no longer wants to own the house, which he said is old and in need of constant repairs. It’s located in a homeowner’s association that his fiancee calls “the HOA from hell.”

Commentators point out that help can quickly turn into a nightmare. “Once you save them, you’re a safety net forever,” warned one. “That example will never go away.”

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Others shared personal stories of lending money to family members who trashed homes, failed to pay rent, and permanently damaged relationships.

If you’re making more than $100,000 a year and are facing similar financial crossroads, working with a financial advisor can help. Domain Money connects you with certified professionals to help you make smarter, more confident decisions. They are currently offering free strategy sessions for those ready to take their planning to the next level.

The composer has not yet made a final decision, but many commentators agree: the house has already been paid for once. It is not his business to pay twice for the same house.

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The article He Could ‘Easily’ Save His Pregnant Fiancé’s Parents From Foreclosure, But He Refused To Help Because The House Was Already Paid Off originally appeared on Benzinga.com.

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