Mega-wealthy Americans are ditching stocks and hoarding cash at historic highs. Here’s where their wealth is going

Rental properties have long been a proven source of steady, passive income for investors. But managing assets takes time, effort and serious cash that most investors simply don’t have.

That said, that doesn’t mean there aren’t options for those looking to tap into real estate as an investment vehicle without the hassle of asset management.

One way to tap into this market is to invest in shares of holiday homes or rental properties through Arrived.

Backed by world-class investors including Jeff Bezos, Arrive allows you to invest in shares of vacation and rental properties, earning a passive income stream without the extra work that comes with being a homeowner.

To get started, simply browse through their selection of vetted properties chosen for their ratings and income-generating potential. Once you choose an asset, you can start investing as little as $100, deducting any quarterly dividend.

But residential real estate is not the only option if you are willing to diversify.

Accredited investors with capital in hand can easily invest in commercial real estate through First National Realty Partners (FNRP).

With FNRP you have access to institutional quality, grocery-anchored commercial real estate investments, without the work of finding or managing deals yourself.

Thanks to triple net leases, you can invest in these properties without worrying about deducting tenant costs on potential returns. This means that tenants take care of property taxes, building insurance and common area maintenance in addition to the base rent.

With a minimum investment of $50,000, accredited investors can own a portion of properties leased by national brands such as Whole Foods, Kroger and Walmart, which provide essential items to their communities. After all, even in a recession, people still need somewhere to buy bread.

Mogul is a real estate investment platform that offers fractional ownership in blue-chip rental properties, providing investors with monthly rental income, real-time valuations and tax benefits — without the need for hefty down payments or 3 a.m. rental calls.

Founded by former Goldman Sachs real estate investors, the team handpicks the top 1% of single-family rental homes nationwide for you. Simply put, you can invest in institutional quality offerings for a fraction of the normal cost.

Every asset goes through a vetting process, even in negative scenarios requiring a minimum 12% return. Across the board, the platform features an average annual IRR of 18.8%. Their cash-on-cash yields, meanwhile, average 10 to 12% annually.

Offers often sell within three hours, with investments typically between $15,000 and $40,000 per property.

Fine art retains its value in turbulent markets. According to the 2025 survey conducted by UBS, high-net-worth collectors still maintain their faith in art – allocating on average around 20% of their wealth to the property in 2025 (6).

Until recently, this world was limited for most investors. Not everyone has the time – or the cash – to save a beloved piece of contemporary art. Furthermore, much of the art world is locked behind a network of brokers, gallery owners and appraisers.

Now, with Masterworks, you can buy fractional shares in multi-million dollar works by icons like Banksy, Picasso and Basquiat. While art can be liquid and typically requires long-term holding, it provides unique portfolio diversification.

Masterworks has sold 25 artworks to date with total annualized returns of 14.6%, 17.6%, and 17.8%.

Even better, if you’re interested in art you can skip the waiting list and go straight to investing.

Note that past performance is not indicative of future returns. Investment involves risk. See important Regulation A disclosures at Masterworks.com/cd

We rely only on vetted sources and reliable third-party reporting. For details, see our editorial ethics and guidelines.

Goldman Sachs (1); Forbes (2); Bloomberg (3); Reuters (4); MarketWatch (5); UBS (6)

This article provides information only and should not be construed as advice. It is provided without warranty of any kind.