Freddie Mac
Mortgage and Refinance Interest Rates Today, January 23, 2026: Near One-Year Lows
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Today’s national average mortgage and refinance lates remain near one-year lows. According to Freddie Mac, the 30-year fixed mortgage rate ...
Mortgage and refinance interest rates today, January 22, 2026: A small move higher
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Mortgage and refinance rates rose slightly in the past week. The 30-year fixed mortgage rate rose three basis points, according ...
The annual rate fell by 98 basis points
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Today’s mortgage rates are significantly lower than last January’s rates. This time last year, the average 30-year fixed mortgage rate ...
Above the 2025 low
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Mortgage rates have generally declined since late May, bottomed out in late October, and have remained within a 10 basis ...
That’s half a point lower than a year ago
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Mortgage rates are half a point lower than a year ago. The national average is 30-year fixed mortgages this week, ...
