Freddie Mac

Mortgage and Refinance Interest Rates Today, January 23, 2026: Near One-Year Lows

Today's national average mortgage and refinance lates remain near one-year lows. According to Freddie Mac, the 30-year fixed mortgage rate…

2 weeks ago

Mortgage and refinance interest rates today, January 22, 2026: A small move higher

Mortgage and refinance rates rose slightly in the past week. The 30-year fixed mortgage rate rose three basis points, according…

2 weeks ago

The annual rate fell by 98 basis points

Today's mortgage rates are significantly lower than last January's rates. This time last year, the average 30-year fixed mortgage rate…

3 weeks ago

Above the 2025 low

Mortgage rates have generally declined since late May, bottomed out in late October, and have remained within a 10 basis…

2 months ago

That’s half a point lower than a year ago

Mortgage rates are half a point lower than a year ago. The national average is 30-year fixed mortgages this week,…

2 months ago