Monthly payment

Annual rates are down 61 basis points

Annual rates are down 61 basis points

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Mortgage rates haven’t moved much today, which means they’re still relatively low. According to Zillow, the average 30-year fixed rate ...

Mortgage and Refinance Interest Rates Today, January 23, 2026: Near One-Year Lows

Mortgage and Refinance Interest Rates Today, January 23, 2026: Near One-Year Lows

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Today’s national average mortgage and refinance lates remain near one-year lows. According to Freddie Mac, the 30-year fixed mortgage rate ...

Mortgage and Refinance Interest Rates Today, January 23, 2026: Near One-Year Lows

The annual rate fell by 98 basis points

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Today’s mortgage rates are significantly lower than last January’s rates. This time last year, the average 30-year fixed mortgage rate ...

Threatened to fall below 6 percent

Threatened to fall below 6 percent

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National average mortgage rates are at risk of falling below 6%. According to Zillow, the average 30-year fixed mortgage rate ...

Mortgage and Refinance Interest Rates Today, January 23, 2026: Near One-Year Lows

That’s half a point lower than a year ago

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Mortgage rates are half a point lower than a year ago. The national average is 30-year fixed mortgages this week, ...