it can be expensive, with many owners spending hundreds of dollars per visit. Fortunately, can help offset some of these costs (and even more if your pet gets sick or injured). it works much like human health insurance, covering the costs—in part or in full, sometimes—of common medical services and procedures. In some cases, it may also cover preventive care and .
That said, the value and return on a pet insurance policy can vary based on numerous factors, including your location. Looking to provide for your furry friend? Below, we’ll break it downin New York in seven different categories.
Ready to get started? Get a free price quote here now.
The best pet insurance companies in New York
Here are the best pet insurance companies in New York right now:
Best for all-over coverage: Hug
For more coverage options, consider. The company offers coverage for accidents, illnesses, chronic conditions, rehabilitation services, behavioral therapy and more. There are also plans for preventive and dental care, making it a great choice for New Yorkers who need a variety of options to choose from.
Learn more about Pet Hug Insurance here now.
Best for Cost: AKC
whetheris your primary concern, look to AKC Pet Insurance. For a 5-year-old dog from New York, a $10,000 limit plan with a $250 deductible — well below the premiums of many insurers on this list. The company also offers 24/7 veterinary support, customizable coverage and policies.
Best for flexibility: Spot
it’s a good choice if you’re looking to customize your coverage. You can choose between two plans, seven annual limits, three rates and five years . The company also has no age limits, so even can find cover.
Learn more about local pet insurance here.
Best for dogs: Pumpkin
If your furry friend is the canine type, Pumpkin is a good insurance company to explore. Not only that the company offersdisease and health care but there is also a preventive plan designed just for . It covers things like vaccinations, exams and parasite screening tests.
Best for cats: Figo
is a smart option for New York cat owners. The brand offers accident, sickness and wellness coverage, and the plans go up to a 100% reimbursement rate. You can also customize coverage to get exactly the deductibles and limits you want, and have access to a 24/7 vet line.
Explore your pet insurance options with Figo here.
Best for quick refunds: Lemonade
If you are looking to return quickly,is your best bet. The company takes an AI-powered approach to processing claims, so refunds are processed quickly and deposited directly into your bank account. Lemonade also offers a wide variety of coverage options, including a preventative package.
Learn more about providing your pet with Lemonade now.
Best for direct vet payments: Best Pets
If you’re looking for an insurer that can pay your vet directly (instead of having to pay the initial bill yourself and then get reimbursed), check out. The company offers an easy claims process, low premiums and even has a 24/7 emergency vet health line that you can use when you’re in a pinch.
Get started with Pets Best here now.
It’s smart to shop around
Premiums for pet insurance policies can vary widely, so it’s always smart to shop around and compare options even among the insurance companies on this list. You can also compare insurers for discounts, as many will offer multiple pets, seniors and militarywhich can significantly lower your premiums.